Filing an insurance claim after an accident can be a challenging process for many drivers already facing stresses from a car accident. You can never be too careful because no matter how great you say you are at driving, you would most likely get involved in one accident or the other. Whenever such a thing happens, you should make the right moves in making sure that everyone is in great shape, you can also go ahead and call the police to get involved and also try getting the other driver’s information. When the time comes to sign an auto insurance claim, you must be able to know the necessary information to put in and also the right coverage to use and how it works. Knowing the full process of what to expect while filing the claim would help the process run smoothly, and also make sure that funds necessary to repair your car are given to you promptly.
You also need to find out if the insurer would need you to file a claim at that particular period. You also need to be aware that the process for each insurance company would be slightly different, but their steps have their similarities. Below are some things needed to make sure that the process was done correctly.
Give the necessary information to your insurance provider
The Insurance Information Institute states that when you are filing a claim to your insurer, you would need to provide the necessary information that is related to the accident, and some of the information that may be valuable includes:
- Personal and vehicle information regarding the individuals involved in the accident.
- The location of the accident, the time it happened, and the weather conditions at that particular time.
- Photos of the damaged vehicles.
- Name and identity of the officer that responded to the call, and reported to the accident.
- Copy of the report.
Ask questions regarding your insurance coverage
Before you get yourself into any trouble, you need to make sure that you understand your insurance policy and the things that it covers. So here are some things that you may need to know or ask while you file your insurance claim:
Information about your deductible
Whenever you first purchase your car insurance, you would be given some deductibles which include some coverage such as comprehensive and collision coverages, you would need to understand how your deductibles work. This is the amount of money that you would have to spend on repairs before the coverage starts.
- How long does it take to file a claim?
It is good to always ask your insurer concerning the duration it takes before submitting a claim. This is because if you don’t submit your claim before the right time, you won’t be entitled to any money to repair your vehicle or any medical bills.
Get an estimate from the insurance adjuster
Every insurance company would always send an insurance adjuster who would inspect the vehicle damage and investigate what caused losses. With the necessary information, the insurance company can know who is at fault for the accident. Your insurance company would also provide you with an estimate that they are going to pay for repairs.
Has your car been in a collision or minor fender bender? Have questions about insurance claims or need help with your insurance claim? If your vehicle has received body, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE!
Auto Group Collision is Brooklyn’s Body Shop Experts
Since 2004 Auto Group Collision has been providing the people of Brooklyn and surrounding areas with the highest quality of collision repair and auto body repair service. We established a trusted collision center that takes customer from the initial estimate to the completion of repair to getting you back into your car and in the driver’s seat while working closely with your insurance company.
Dealing with an automobile collision is traumatic enough without having to worry about filing insurance claims. We know that each insurance company has its own procedures, and we’re here to assist you with the insurance company transactions. We provide the information they require regarding the collision repairs, as we guide you through the entire process of dealing with all the paperwork.
We accept all insurance estimates and work with all insurance companies. Auto Body Collision wants you to be a satisfied policy holder, so we’ve established relationships with all the region’s major insurance companies. Working directly with your insurance company, we’re able to start repairs immediately while also often helping speed up the insurance adjuster’s inspection and approval.
As soon as the work is approved, the parts are ordered. To expedite the work, when parts are received they are put into a bin, which only holds parts for one particular job. This type of care and orderliness insures your vehicle is repaired using only authorized parts.
Auto Body Collision works with your insurance company, estimating damage, handling your claim, and negotiating with the insurance company to make sure your repairs are done properly and swiftly.
Has your car been in a collision or minor fender bender? If your vehicle has received body damage, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE!