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Tag Archives: Uninsured Driver

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Totaled Car
Author Auto Group Collision Brooklyn NY Categories Latest News Posted on

What Makes a Car Totaled After an Accident?

No one wants to hear the unfortunate news of their car is wrecked, especially during an accident. However, no one wants to be in an accident. Brooklyn collision repairs are quite common, due to the rate of accident, other than the injuries that the victims get, there is the painful scene of seeing a totaled car. And if the damage to your car doesn’t total your car, you can get proper assistance from your mechanic who can help process your insurance. They can also work on being your car's condition back to its pre-loss condition. To determine your car's worth (the "actual cash value" in insurance terms) at the time of the accident, insurers typically use a number of factors to figure your car's actual cash value, including its age, condition, mileage and resale value, in addition to the selling price of similar vehicles in your area. What happens when you’re not at fault for a totaled car wreck? There are a lot of instances where no one is to be blamed but through natural disasters. For example, during a storm, a tree was uprooted and fell on your car. If you are properly covered you would be fully reimbursed, minus any deductibles. Take note that the actual value is the cash value of the car if it was sold on the market if there weren't any damages.  Collision coverage would activate if our vehicle was damaged by a motorist or another vehicle. Then the decision is left to your insurance company if they want to seek any payment from the other party If your vehicle's airbags deploy in a car accident, that does not necessarily mean your car is a total loss. Your insurance adjuster will assess the situation and determine if the cost of replacing the airbags and repairing your vehicle would exceed its actual cash value. If the cost of repairs is less than the value of your car, your vehicle will likely not be declared a total loss. What does it mean when someone tells you that your car is totaled? It could mean either of these things: It is beyond repair. The cost to repair would be greater than the amount you bought the car. It doesn’t matter if you are not paying for the damages, the insurance company would try to make you see how bad your car had been totaled, advising you against any risk of wasting money. Let’s take a scenario, if you had brought the car for $20,000 and the amount for the repairs is $27,000, then your car would be declared totaled. Depending on your coverage, you could end up being paid by the insurance company for the value of the car. In other to find out the cash value, you need to follow the necessary factors:
  • The car model.
  • The age of the car.
  • The current condition of your car.
  • Your mileage.
  • Resale value and saleable parts.
  • The amount the car can be sold for in the local market.
Will an insurance company fully pay for a totaled car? It is recommended that you have both comprehensive and collision coverages on your car. So, when you have completely paid for the car, then the car becomes yours, it left to you to continue with the coverage or not. However, if you opt-out of the coverage you may have to cover payments yourself, especially if the fault came from you. Comprehensive coverage covers any damages caused by disasters and is unrelated to the crash. A collision coverage activates after an accident has occurred and addresses the damages made to the car. There are times when the insurance company won’t cover any damages, especially when the vehicle involved is completely totaled. A common reason for claim denial could involve:
  1. Wrong coverage plan.
  2. Failure to make some payments on time.
  3. Driving while under the influence of alcohol.
  4. Fraudulent claim.
How do you know when to file a totaled vehicle claim:
  1. You would need to check if you have completed payments on your deductibles.
  2. You can make necessary negotiation if we believe that your car value is worth it.
  3. Note that, after your claim has been approved your totaled car would be owned by the insurance company.
Has your car been in a totaled collision? If your vehicle has received body, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE! Auto Group Collision is Brooklyn's Body Shop Experts Since 2004 Auto Group Collision has been providing the people of Brooklyn and surrounding areas with the highest quality of collision repair and auto body repair service. We established a trusted collision center that takes customer from the initial estimate to the completion of repair to getting you back into your car and in the driver’s seat while working closely with your insurance company. Dealing with an automobile collision is traumatic enough without having to worry about filing insurance claims.  We know that each insurance company has its own procedures, and we’re here to assist you with the insurance company transactions.  We provide the information they require regarding the collision repairs, as we guide you through the entire process of dealing with all the paperwork. We accept all insurance estimates and work with all insurance companies.  Auto Body Collision wants you to be a satisfied policy holder, so we’ve established relationships with all the region’s major insurance companies.  Working directly with your insurance company, we’re able to start repairs immediately while also often helping speed up the insurance adjuster’s inspection and approval. As soon as the work is approved, the parts are ordered. To expedite the work, when parts are received they are put into a bin, which only holds parts for one particular job. This type of care and orderliness insures your vehicle is repaired using only authorized parts. Auto Body Collision works with your insurance company, estimating damage, handling your claim, and negotiating with the insurance company to make sure your repairs are done properly and swiftly. Has your car been in a collision or minor fender bender? If your vehicle has received body damage, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE!
safe driving
Author Auto Group Collision Brooklyn NY Categories Latest News Posted on

Safe Driving Tips For Student Drivers

As your kids begin to grow, getting a driver’s license becomes a right of passage, although it may seem like a simple document, it comes with plenty responsibilities but with the ultimate goal to make them a safe driver. In New York Teen Drivers must be 16 years old and complete the proper drivers education. Amongst the whole population, teenagers are more at risk when it comes to accidents. According to the reports from CDC, shows that at 2018 teenagers' cause of death is usually driving at a very top speed. An average of 7 people between the ages of 13 and 19 years have died from a car accident and many more have escaped with injuries. It is the responsibility of the parent to try and teach your kids the best and safest driving habits. This way you would be able to avoid not only bad injuries but also spending a lot on both hospital bills and auto body repairs. Below are the best tips that would help your teenager become a safe driver. Practice regularly with them As they continuously practice, they would become perfect at the wheel. You can make it a daily routine in other to make the learn one new thing. The education that they learn from a driving school can only do so much, however, it is left to you the parent to take them out and encourage them to practice what they've learned. You can begin by taking them out around neighborhoods, then you can move on to driving around empty parking lots, then to local roads before finally graduating to the highway when they have finally gotten their confidence. Switch up the driving conditions It is very healthy to switch things up a little bit, you can start by teaching them how to drive at night, then teaching them how it feels to drive in rush-hour traffic, and also harsh weather conditions. As you place more trust in them, they would be able to get that confidence boost that they need to face the real-world challenges, then they can get their driving license and you won’t be by their side coaching them anymore. Avoid any distractions No matter how good you are, it is usually hard to concentrate once there are any distractions. So as a parent you would need to lay some ground rules for your teens' safety, such as drinking while driving, or restricting too many friends in the car while they drive, and also no texting while driving. Several states including Brooklyn NY have created a special licensing law that stated that a teenager can’t drive without the presence of a family member, or the fact that they cant be out driving at a specific time in the night. These a fantastic laws, however as a parent you would need to set your special rules Teach them the importance of maintenance You can try to take your time in teaching them that it is not all about driving a car, there is also the need for maintenance. You can teach them all the basics such as topping the oil before it runs low, gauging the tire air pressure, and carrying an extra tire, and changing them if they ever need to. General rules on the road As a great parent, you need to set extra rules for the protection of your children.
  • Keep the music volume a mid-level.
  • Avoid driving at night unless it is important.
  • The need to wear the seat belt must be emphasized.
  • Park before making any adjustment to the GPS.
  • Avoid driving and talking on the phone, even with the hands-free option.
  • Stay within a reachable range from home in case of emergency.
Has your Teen Driver been in a collision or minor fender bender? If your vehicle has received body, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE! Auto Group Collision is Brooklyn's Body Shop Experts Since 2004 Auto Group Collision has been providing the people of Brooklyn and surrounding areas with the highest quality of collision repair and auto body repair service. We established a trusted collision center that takes customer from the initial estimate to the completion of repair to getting you back into your car and in the driver’s seat while working closely with your insurance company. Dealing with an automobile collision is traumatic enough without having to worry about filing insurance claims.  We know that each insurance company has its own procedures, and we’re here to assist you with the insurance company transactions.  We provide the information they require regarding the collision repairs, as we guide you through the entire process of dealing with all the paperwork. We accept all insurance estimates and work with all insurance companies.  Auto Body Collision wants you to be a satisfied policy holder, so we’ve established relationships with all the region’s major insurance companies.  Working directly with your insurance company, we’re able to start repairs immediately while also often helping speed up the insurance adjuster’s inspection and approval. As soon as the work is approved, the parts are ordered. To expedite the work, when parts are received they are put into a bin, which only holds parts for one particular job. This type of care and orderliness insures your vehicle is repaired using only authorized parts. Auto Body Collision works with your insurance company, estimating damage, handling your claim, and negotiating with the insurance company to make sure your repairs are done properly and swiftly. Has your car been in a collision or minor fender bender? If your vehicle has received body damage, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE!
Car Rust Repair Body Shops South Brooklyn
Author Auto Group Collision Brooklyn NY Categories Latest News Posted on

How to Stop My Car From Rusting

Car Rust is a brown stain that appears on cars when they begin to rust. Car rust spreads quickly like a rash and it is a very unpleasant sight. Car rust not only damages the body of your vehicle but also reduces the resale value drastically.  Car rust can signify the age of a vehicle and the impending end of a vehicle. Rust can lead to parts of the vehicle falling off or breaking. Road salts and other contaminants dissolved in water act as electrolytes. When electrolytes are introduced to a chemical reaction, they speed up the exchange of molecular components. For drivers, this means that dirty or salty water trapped somewhere in the car's body makes that spot rust faster. It also explains why cars in northern climates where salt is used in winter as well as cars that spend a lot of time near the ocean are prone to rot. Why Do Cars Rust? Cars rust when the paint is peeled or chipped and then the bare body is exposed to oxygen and water. Steel already contains oxygen so all it needs to rust is water. Types of Rust
  • Surface Rust - These are little spots around the vehicle. It can be a simple dot or a small patch only visible on the body of the vehicle. This can be fixed by a painting job and body repairs.
  • Serious Rust - This is when rust occurs on the bottom inside of the door, on the fender, on the area framing the tires, and other areas where rust is visible on both sides. This shows the vehicle is no longer safe and the cost to repair corrosions like these is very high.
  • Frame Rust - Finally, we have frame rust. This is rust located around frames. Frame rust is dangerous because it can lead to parts of the rust simply falling off.
  • If the car is older then it is more likely to rust than a newer one. It is important to note that this doesn't mean older vehicles are bad. Every car made with a metal is susceptible to rust.
  • The absence of a good primer and paint job. Paint and primer help to protect the bare metal from the sun, water, and other elements. This significantly reduces the chances of rust.
  • Your location is important. If you live in a large city like Brooklyn NY then you're probably going to be parking your car outdoors a lot. Rain especially rainstorms can damage the paint job of your car and expose the steel to rust.
Another climate that breeds rust is a humid one. Saltwater or high salt content in the air can eat away at the paint and cause rust to form. Brooklyn NY gets more rain than the average US city therefore locations like Brooklyn NY are more susceptible to situations that may lead to rust on your car. How to Protect Your Car From Rust To protect your vehicle from rust, try the following tips.
  • Ensure the paint job is top tier.
  • Address body damages immediately especially if you're looking to sell the vehicle later on.
  • If you live in a city like Brooklyn NY it might be difficult to find covered parking lots but if you can, it is advisable to park in covered spots.
  • Try rust protection products. Aftermarket products like sprays oil sprays, and tar sprays are great for rust protection. Another rust protection product you can try is the Electronic Module.
  • Finally, wash your vehicle bi-weekly and do not skimp out on wax coating. These help to protect your vehicle against rust and corrosion.
  • Make sure no visible metal scratches or dings are left unpainted and fixed.
Has your car recently had areas of rust forming? If your vehicle has shown signs of rust damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE! Auto Group Collision is Brooklyn's Body Shop Experts Since 2004 Auto Group Collision has been providing the people of Brooklyn and surrounding areas with the highest quality of collision repair and auto body repair service. We established a trusted collision center that takes customer from the initial estimate to the completion of repair to getting you back into your car and in the driver’s seat while working closely with your insurance company. Dealing with an automobile collision is traumatic enough without having to worry about filing insurance claims.  We know that each insurance company has its own procedures, and we’re here to assist you with the insurance company transactions.  We provide the information they require regarding the collision repairs, as we guide you through the entire process of dealing with all the paperwork. We accept all insurance estimates and work with all insurance companies.  Auto Body Collision wants you to be a satisfied policy holder, so we’ve established relationships with all the region’s major insurance companies.  Working directly with your insurance company, we’re able to start repairs immediately while also often helping speed up the insurance adjuster’s inspection and approval. As soon as the work is approved, the parts are ordered. To expedite the work, when parts are received they are put into a bin, which only holds parts for one particular job. This type of care and orderliness insures your vehicle is repaired using only authorized parts. Auto Body Collision works with your insurance company, estimating damage, handling your claim, and negotiating with the insurance company to make sure your repairs are done properly and swiftly. Has your car been in a collision or minor fender bender? If your vehicle has received body damage, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE!
Car Making Noises
Author Auto Group Collision Brooklyn NY Categories Latest News Posted on

My Car is Making Strange Noises After an Accident

If your car was recently involved in a collision or other mishap, it's possible that your axle was bent and twisted. In that situation, you'll notice that the vibrations increase in frequency as you drive faster. Vibration in cars is a fairly typical problem. Either you're driving a new or used automobile; you may notice weird vibrations, noises, jerks, or slipping while driving. But don't be alarmed! The majority of these problems are rather frequent and can be easily resolved with skilled auto service from Ride Time. If your car is vibrating, it could be due to one of the issues described below. Axles that are uneven or bent, as well as the driveshaft: Another typical cause of car vibration is uneven or deformed axles. Your car's axles are the lengthy, spinning shafts that connect to your wheels and transmit power from your gearbox. Axles can be bent by crashes, driving into a trench, or driving over a sharp turn or an object on the road, despite their toughness. If this happens, you'll notice that your automobile begins to "scramble" as you drive, with the vibrations becoming much more intense as you accelerate. It's also conceivable that you've destroyed your driveshaft. This is a rapid component that transmits engine power to the axles and wheels, and it can rattle and tremble if deformed or damaged. Engine problems: Engine problems can cause cars to vibrate while driving, however, this is a rare occurrence. The engine department is frequently the source of this shaking or trembling. The following are some of the most typical reasons for this:
  • A blocked or dirty fuel filter
  • Spark plugs that aren't performing well
  • In the piston, there is a weak air/fuel combination.
  • There isn't enough air in the engine.
If the vibration sounds like a lot during acceleration or just after you've driven for a certain amount of time, your vibration troubles could be caused by your motor. Get your car checked out as soon as possible. These problems, if left addressed, can cause catastrophic harm to your engine compartment. Brake Rotors That Are Warped Or Damaged: If your car vibrates more when you change gears, you almost certainly have an issue involving your brake rotors. In current disc braking systems, the brake rotor is a disc-shaped element. It's in charge of delivering pressure to the brakes, which make contact with your tires and slow your automobile down. If you don't change your brake pads regularly, the rotor might become distorted and deformed. Poor Tire Condition : In the same way that unbalanced tires cause the car to shake or shimmy, poor tire condition causes the vehicle to shake or shimmy. Examine your tires for the following:
  • Low Barometric Pressure
  • Tires that are too loose - ensure sure the lug nuts are correctly torqued.
  • Uneven tire wear
  • Tread that is separated
  • imbalanced or out of round
To overcome these problems, we  recommend visiting a qualified Collision Center such as Auto Group Collision in Brooklyn, that can handle all of our collision repair needs. Their expert body shop technicians are ready to restore our vehicle to its former glory. Many aspects of our vehicle can be harmed if we are involved in an accident. The external body injury that happens is the most visible of the damages. they can handle everything from cracks to small dents to major dings. Their skilled specialists are all qualified to perform this type of service. It may be necessary to replace damaged elements of our car on occasion. Car Frame Repair Car Frame Repair is entirely possible, so do not be alarmed. Car Frame repair Brooklyn entails identifying the area of damage and then opting for a car frame repair. Car frame repairs can vary greatly in pricing; however, they are very necessary. Driving around with a damaged frame will only make the damage worse. If you're looking to sell your car down the line, ignoring car frame repair reduces the value drastically. Has your car been in a totaled collision? If your vehicle has received body, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE! Auto Group Collision is Brooklyn's Body Shop Experts Since 2004 Auto Group Collision has been providing the people of Brooklyn and surrounding areas with the highest quality of collision repair and auto body repair service. We established a trusted collision center that takes customer from the initial estimate to the completion of repair to getting you back into your car and in the driver’s seat while working closely with your insurance company. Dealing with an automobile collision is traumatic enough without having to worry about filing insurance claims.  We know that each insurance company has its own procedures, and we’re here to assist you with the insurance company transactions.  We provide the information they require regarding the collision repairs, as we guide you through the entire process of dealing with all the paperwork. We accept all insurance estimates and work with all insurance companies.  Auto Body Collision wants you to be a satisfied policy holder, so we’ve established relationships with all the region’s major insurance companies.  Working directly with your insurance company, we’re able to start repairs immediately while also often helping speed up the insurance adjuster’s inspection and approval. As soon as the work is approved, the parts are ordered. To expedite the work, when parts are received they are put into a bin, which only holds parts for one particular job. This type of care and orderliness insures your vehicle is repaired using only authorized parts. Auto Body Collision works with your insurance company, estimating damage, handling your claim, and negotiating with the insurance company to make sure your repairs are done properly and swiftly. Has your car been in a collision or minor fender bender? If your vehicle has received body damage, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE!
Hit By Driver Without Insurance
Author Auto Group Collision Brooklyn NY Categories Latest News Posted on

Got Hit By A Driver Without Insurance?

As a car owner or a driver, your car might get involved in an accident someday. Both insured and uninsured drivers are on the road, so you may get hit by one of them. But what will you do if your car accident is with an uninsured driver? The first thing is to stay cool, collected, calm, and also avoid panicking. There are easy ways that the situation can be handled. Here is some helpful information about what to do if you're hit by an uninsured driver at fault. Whenever a driver without insurance hits you, then you should try as much as possible to virtually handle the situation like you would other normal/regular car accidents. Move your vehicle far from the scene of the accident to a safer place, at least about 100ft away, if possible. The next thing for you to do is to activate the emergency flashers of the car and also check to see if there are injuries. If there is an injured person, provide him/her with first aid, and then call 911. They will report the situation to the authorities. When you know that you have reported the accident properly and have also verified the safety of everyone, ask the uninsured driver to give you information. Make sure that the contact information of both you and the second driver are taken by, at least, one police officer. The officer will add it to the report of the accident. If the driver wants to pay you with aim of covering the accident’s cost, never try to accept it, no matter the method of payment. Snap the damages on your car that were caused by the accident. If you know some witnesses, get their contact information. Make sure to notify your insurance company about the incident. At this time, you can share the other driver's contact information with your insurance company. You should also give them information about the police that arrived on the scene at your accident and the police report number. Different states have their own way of handling accidents with drivers that are not insured. There are no-fault laws in 11 states, including Puerto Rico, and they order that the damages should be shared between the whole involved parties, regardless of the person/driver at fault. Here are the states:
  • Hawaii
  • Minnesota
  • Pennsylvania
  • North Dakota
  • Florida
  • Kentucky
  • New York
  • Michigan
  • Utah
  • New Jersey
  • Massachusetts
If there are no no-fault laws in a state, then you do not have the right to sue the second driver to court after the accident, unless the incident caused excessive medical bills or significant damages. However, the insurance provider of your car should, at least, pay some part of any damages, even if there is no insurance coverage on the second driver. The fort law is followed in other states. Under this law, any driver that causes the accident will pay the whole bill of the damages. If an uninsured driver hits you in a tort-law state, and it is confirmed that the driver without insurance is the cause of the accident, no one will hold you responsible for any damages. You are also free to sue the driver at fault. But if your insurance includes uninsured motorist or under-insured coverage, the damages will be paid for by your insurer. Get Your Car Into an Auto Body Shop Immediately In no circumstances should you drive a severely damaged car. Whether an uninsured or an insured driver hits you, you should waste no time in fixing your car. Even if your vehicle cannot move after the incident, you can tow it to a qualified Auto Body Shop in New York. It will help your vehicle to come back to life. If there are damages on the exterior of your car, we have experts at our New York body shop that can come to your aid. If you are staying around New York and you need to fix your exterior after an accident or you want to get Brooklyn auto insurance, then just give us a call. Insurance Claims Assistance Let’s say that you decided not to have that minor front bumper damage repaired to save a few bucks, and the absorbers and/or bumper bar were weakened without your knowledge.  Later, you’re involved in another front-end accident, resulting in serious damage to the engine compartment.  An insurance adjuster could potentially inspect the vehicle and notice the old bumper damage. They may then determine that the previous damage structurally compromised the bumper’s integrity, allowing the force of the most recent crash to cause more-extensive and “unnecessary” repairs.  In a worst-case scenario, your insurance company has the right to decline your claim altogether, and then you’ll be forced to pay out-of-pocket for all the repairs. Has your car been in a collision or minor fender bender? If your vehicle has received body, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE! Auto Group Collision is Brooklyn's Body Shop Experts Since 2004 Auto Group Collision has been providing the people of Brooklyn and surrounding areas with the highest quality of collision repair and auto body repair service. We established a trusted collision center that takes customer from the initial estimate to the completion of repair to getting you back into your car and in the driver’s seat while working closely with your insurance company. Dealing with an automobile collision is traumatic enough without having to worry about filing insurance claims.  We know that each insurance company has its own procedures, and we’re here to assist you with the insurance company transactions.  We provide the information they require regarding the collision repairs, as we guide you through the entire process of dealing with all the paperwork. We accept all insurance estimates and work with all insurance companies.  Auto Body Collision wants you to be a satisfied policy holder, so we’ve established relationships with all the region’s major insurance companies.  Working directly with your insurance company, we’re able to start repairs immediately while also often helping speed up the insurance adjuster’s inspection and approval. As soon as the work is approved, the parts are ordered. To expedite the work, when parts are received they are put into a bin, which only holds parts for one particular job. This type of care and orderliness insures your vehicle is repaired using only authorized parts. Auto Body Collision works with your insurance company, estimating damage, handling your claim, and negotiating with the insurance company to make sure your repairs are done properly and swiftly. Has your car been in a collision or minor fender bender? If your vehicle has received body damage, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE!
Dangers of Car Rust
Author Auto Group Collision Brooklyn NY Categories Latest News Posted on

Car Rust Can Be Dangerous For Your Vehicle

Car rust is a brown stain that appears on cars when they begin to rust. Car rust spreads quickly like a rash and it is a very unpleasant sight. Car rust not only damages the body of your vehicle but also reduces the resale value drastically.  Car rust can signify the age of a vehicle and the impending end of a vehicle. Rust can lead to parts of the vehicle falling off or breaking. Road salts and other contaminants dissolved in water act as electrolytes. When electrolytes are introduced to a chemical reaction, they speed up the exchange of molecular components. For drivers, this means that dirty or salty water trapped somewhere in the car's body makes that spot rust faster. It also explains why cars in northern climates where salt is used in winter as well as cars that spend a lot of time near the ocean are prone to rot. Car Rust can be a silent killer for car owners that have exposed or bare areas of metal. Areas under the car or out of sight can also be prone to significant rust damage. The outer body of most cars is either made out of steel or aluminum. This is because they are strong and durable metals. Steel is inexpensive and has been used in vehicle production for over 100 years. Aluminum is a rapidly growing rival of steel because it is lighter and just as strong as steel. In this article, we'll be focusing on steel because steel is the most commonly used metal in vehicle production. Cars rust when the paint is peeled or chipped and then the bare body is exposed to oxygen and water. Steel already contains oxygen so all it needs to rust is water. Types of Rust
  • Surface Rust - These are little spots around the vehicle. It can be a simple dot or a small patch only visible on the body of the vehicle. This can be fixed by a painting job and body repairs.
  • Serious Rust - This is when rust occurs on the bottom inside of the door, on the fender, on the area framing the tires, and other areas where rust is visible on both sides. This shows the vehicle is no longer safe and the cost to repair corrosions like these is very high.
  • Frame Rust - Finally, we have frame rust. This is rust located around frames. Frame rust is dangerous because it can lead to parts of the rust simply falling off.
  • If the car is older then it is more likely to rust than a newer one. It is important to note that this doesn't mean older vehicles are bad. Every car made with a metal is susceptible to rust.
  • The absence of a good primer and paint job. Paint and primer help to protect the bare metal from the sun, water, and other elements. This significantly reduces the chances of rust.
  • Your location is important. If you live in a large city like Brooklyn NY then you're probably going to be parking your car outdoors a lot. Rain especially rainstorms can damage the paint job of your car and expose the steel to rust.
Another climate that breeds rust is a humid one. Saltwater or high salt content in the air can eat away at the paint and cause rust to form. Brooklyn NY gets more rain than the average US city therefore locations like Brooklyn NY are more susceptible to situations that may lead to rust on your car. To protect your vehicle from rust, try the following tips.
  • Ensure the paint job is top tier.
  • Address body damages immediately especially if you're looking to sell the vehicle later on.
  • If you live in a city like Brooklyn NY it might be difficult to find covered parking lots but if you can, it is advisable to park in covered spots.
  • Try rust protection products. Aftermarket products like sprays oil sprays, and tar sprays are great for rust protection. Another rust protection product you can try is the Electronic Module.
  • Finally, wash your vehicle bi-weekly and do not skimp out on wax coating. These help to protect your vehicle against rust and corrosion.
  • Make sure no visible metal scratches or dings are left unpainted and fixed.
Has your car recently had areas of rust forming? If your vehicle has shown signs of rust damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE! Auto Group Collision is Brooklyn's Body Shop Experts Since 2004 Auto Group Collision has been providing the people of Brooklyn and surrounding areas with the highest quality of collision repair and auto body repair service. We established a trusted collision center that takes customer from the initial estimate to the completion of repair to getting you back into your car and in the driver’s seat while working closely with your insurance company. Dealing with an automobile collision is traumatic enough without having to worry about filing insurance claims.  We know that each insurance company has its own procedures, and we’re here to assist you with the insurance company transactions.  We provide the information they require regarding the collision repairs, as we guide you through the entire process of dealing with all the paperwork. We accept all insurance estimates and work with all insurance companies.  Auto Body Collision wants you to be a satisfied policy holder, so we’ve established relationships with all the region’s major insurance companies.  Working directly with your insurance company, we’re able to start repairs immediately while also often helping speed up the insurance adjuster’s inspection and approval. As soon as the work is approved, the parts are ordered. To expedite the work, when parts are received they are put into a bin, which only holds parts for one particular job. This type of care and orderliness insures your vehicle is repaired using only authorized parts. Auto Body Collision works with your insurance company, estimating damage, handling your claim, and negotiating with the insurance company to make sure your repairs are done properly and swiftly. Has your car been in a collision or minor fender bender? If your vehicle has received body damage, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE!
Total Loss Car
Author Auto Group Collision Brooklyn NY Categories Latest News Posted on

What is a Total Loss Insurance Claim?

If your vehicle's airbags deploy in a car accident, that does not necessarily mean your car is a total loss. Your insurance adjuster will assess the situation and determine if the cost of replacing the airbags and repairing your vehicle would exceed its actual cash value. If the cost of repairs is less than the value of your car, your vehicle will likely not be declared a total loss. No one wants to hear the unfortunate news of their car is wrecked, especially during an accident. However, no one wants to be in an accident. Brooklyn collision repairs are quite common, due to the rate of accident, other than the injuries that the victims get, there is the painful scene of seeing a totaled car. And if the damage to your car doesn’t total your car, you can get proper assistance from your mechanic who can help process your insurance. They can also work on being your car's condition back to its pre-loss condition. To determine your car's worth (the "actual cash value" in insurance terms) at the time of the accident, insurers typically use a number of factors to figure your car's actual cash value, including its age, condition, mileage and resale value, in addition to the selling price of similar vehicles in your area. What happens when you’re not at fault for a totaled car wreck? There are a lot of instances where no one is to be blamed but through natural disasters. For example, during a storm, a tree was uprooted and fell on your car. If you are properly covered you would be fully reimbursed, minus any deductibles. Take note that the actual value is the cash value of the car if it was sold on the market if there weren't any damages.  Collision coverage would activate if our vehicle was damaged by a motorist or another vehicle. Then the decision is left to your insurance company if they want to seek any payment from the other party. What does it mean when someone tells you that your car is totaled? It could mean either of these things: It is beyond repair. The cost to repair would be greater than the amount you bought the car. It doesn’t matter if you are not paying for the damages, the insurance company would try to make you see how bad your car had been totaled, advising you against any risk of wasting money. Let’s take a scenario, if you had brought the car for $20,000 and the amount for the repairs is $27,000, then your car would be declared totaled. Depending on your coverage, you could end up being paid by the insurance company for the value of the car. In other to find out the cash value, you need to follow the necessary factors:
  • The car model.
  • The age of the car.
  • The current condition of your car.
  • Your mileage.
  • Resale value and saleable parts.
  • The amount the car can be sold for in the local market.
Will an insurance company fully pay for a totaled car? It is recommended that you have both comprehensive and collision coverages on your car. So, when you have completely paid for the car, then the car becomes yours, it left to you to continue with the coverage or not. However, if you opt-out of the coverage you may have to cover payments yourself, especially if the fault came from you. Comprehensive coverage covers any damages caused by disasters and is unrelated to the crash. A collision coverage activates after an accident has occurred and addresses the damages made to the car. There are times when the insurance company won’t cover any damages, especially when the vehicle involved is completely totaled. A common reason for claim denial could involve:
  1. Wrong coverage plan.
  2. Failure to make some payments on time.
  3. Driving while under the influence of alcohol.
  4. Fraudulent claim.
How do you know when to file a totaled vehicle claim:
  1. You would need to check if you have completed payments on your deductibles.
  2. You can make necessary negotiation if we believe that your car value is worth it.
  3. Note that, after your claim has been approved your totaled car would be owned by the insurance company.
Has your car been in a totaled collision? If your vehicle has received body, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE! Auto Group Collision is Brooklyn's Body Shop Experts Since 2004 Auto Group Collision has been providing the people of Brooklyn and surrounding areas with the highest quality of collision repair and auto body repair service. We established a trusted collision center that takes customer from the initial estimate to the completion of repair to getting you back into your car and in the driver’s seat while working closely with your insurance company. Dealing with an automobile collision is traumatic enough without having to worry about filing insurance claims.  We know that each insurance company has its own procedures, and we’re here to assist you with the insurance company transactions.  We provide the information they require regarding the collision repairs, as we guide you through the entire process of dealing with all the paperwork. We accept all insurance estimates and work with all insurance companies.  Auto Body Collision wants you to be a satisfied policy holder, so we’ve established relationships with all the region’s major insurance companies.  Working directly with your insurance company, we’re able to start repairs immediately while also often helping speed up the insurance adjuster’s inspection and approval. As soon as the work is approved, the parts are ordered. To expedite the work, when parts are received they are put into a bin, which only holds parts for one particular job. This type of care and orderliness insures your vehicle is repaired using only authorized parts. Auto Body Collision works with your insurance company, estimating damage, handling your claim, and negotiating with the insurance company to make sure your repairs are done properly and swiftly. Has your car been in a collision or minor fender bender? If your vehicle has received body damage, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE!
Car Totaled
Author Auto Group Collision Brooklyn NY Categories Latest News Posted on

What is a Totaled Car in Brooklyn NY?

If your vehicle's airbags deploy in a car accident, that does not necessarily mean your car is a total loss. Your insurance adjuster will assess the situation and determine if the cost of replacing the airbags and repairing your vehicle would exceed its actual cash value. If the cost of repairs is less than the value of your car, your vehicle will likely not be declared a total loss. No one wants to hear the unfortunate news of their car is wrecked, especially during an accident. However, no one wants to be in an accident. Brooklyn collision repairs are quite common, due to the rate of accident, other than the injuries that the victims get, there is the painful scene of seeing a totaled car. And if the damage to your car doesn’t total your car, you can get proper assistance from your mechanic who can help process your insurance. They can also work on being your car's condition back to its pre-loss condition. To determine your car's worth (the "actual cash value" in insurance terms) at the time of the accident, insurers typically use a number of factors to figure your car's actual cash value, including its age, condition, mileage and resale value, in addition to the selling price of similar vehicles in your area. What happens when you’re not at fault for a totaled car wreck? There are a lot of instances where no one is to be blamed but through natural disasters. For example, during a storm, a tree was uprooted and fell on your car. If you are properly covered you would be fully reimbursed, minus any deductibles. Take note that the actual value is the cash value of the car if it was sold on the market if there weren't any damages.  Collision coverage would activate if our vehicle was damaged by a motorist or another vehicle. Then the decision is left to your insurance company if they want to seek any payment from the other party. What does it mean when someone tells you that your car is totaled? It could mean either of these things: It is beyond repair. The cost to repair would be greater than the amount you bought the car. It doesn’t matter if you are not paying for the damages, the insurance company would try to make you see how bad your car had been totaled, advising you against any risk of wasting money. Let’s take a scenario, if you had brought the car for $20,000 and the amount for the repairs is $27,000, then your car would be declared totaled. Depending on your coverage, you could end up being paid by the insurance company for the value of the car. In other to find out the cash value, you need to follow the necessary factors:
  • The car model.
  • The age of the car.
  • The current condition of your car.
  • Your mileage.
  • Resale value and saleable parts.
  • The amount the car can be sold for in the local market.
Will an insurance company fully pay for a totaled car? It is recommended that you have both comprehensive and collision coverages on your car. So, when you have completely paid for the car, then the car becomes yours, it left to you to continue with the coverage or not. However, if you opt-out of the coverage you may have to cover payments yourself, especially if the fault came from you. Comprehensive coverage covers any damages caused by disasters and is unrelated to the crash. A collision coverage activates after an accident has occurred and addresses the damages made to the car. There are times when the insurance company won’t cover any damages, especially when the vehicle involved is completely totaled. A common reason for claim denial could involve:
  1. Wrong coverage plan.
  2. Failure to make some payments on time.
  3. Driving while under the influence of alcohol.
  4. Fraudulent claim.
How do you know when to file a totaled vehicle claim:
  1. You would need to check if you have completed payments on your deductibles.
  2. You can make necessary negotiation if we believe that your car value is worth it.
  3. Note that, after your claim has been approved your totaled car would be owned by the insurance company.
Has your car been in a totaled collision? If your vehicle has received body, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE! Auto Group Collision is Brooklyn's Body Shop Experts Since 2004 Auto Group Collision has been providing the people of Brooklyn and surrounding areas with the highest quality of collision repair and auto body repair service. We established a trusted collision center that takes customer from the initial estimate to the completion of repair to getting you back into your car and in the driver’s seat while working closely with your insurance company. Dealing with an automobile collision is traumatic enough without having to worry about filing insurance claims.  We know that each insurance company has its own procedures, and we’re here to assist you with the insurance company transactions.  We provide the information they require regarding the collision repairs, as we guide you through the entire process of dealing with all the paperwork. We accept all insurance estimates and work with all insurance companies.  Auto Body Collision wants you to be a satisfied policy holder, so we’ve established relationships with all the region’s major insurance companies.  Working directly with your insurance company, we’re able to start repairs immediately while also often helping speed up the insurance adjuster’s inspection and approval. As soon as the work is approved, the parts are ordered. To expedite the work, when parts are received they are put into a bin, which only holds parts for one particular job. This type of care and orderliness insures your vehicle is repaired using only authorized parts. Auto Body Collision works with your insurance company, estimating damage, handling your claim, and negotiating with the insurance company to make sure your repairs are done properly and swiftly. Has your car been in a collision or minor fender bender? If your vehicle has received body damage, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE!
Hitting Parked Car
Author Auto Group Collision Brooklyn NY Categories Latest News Posted on

Issues Caused By Rear-End Collisions in NYC

Collisions of all kinds cause problems with a vehicle's structure. Because of the impact on the vehicles, many of these flaws are usually readily apparent. Rear-end collisions; on the other hand, can have a lot more unspoken consequences that you aren't aware of. This is why, even if the collision was minor, you should take your automobile to a collision center like Auto Group Collision in Brooklyn. We'll look at the unspoken consequences of rear-end incidents in this post.
  1. Problems with Vehicle Alignment:
After a rear-end collision, alignment faults might be difficult to detect unless they are carefully examined and checked by a professional expert. Alignment errors, if not rectified, can result in a variety of performance concerns, including trouble steering, staying in your lane, and excessive tire wear.
  1. Problems with Transmission:
The engine transmission absorbs the impact of a rear-end accident, putting a lot of strain on the pieces that make up the transmission. This seems to be particularly true for vehicles with rear-wheel or all-wheel drive, which rely on the transmission system to offer additional performance. Transmission difficulties, like alignment issues, may not be noticeable right away, but with time, you'll begin to notice transmission problems that can be quite expensive.
  1. Car Body Problems:
While there may not be any visible damage to the car's exterior, a rear-end collision could have severely damaged the vehicle's structure. The car's structure is manufactured to precise specifications, at which point the vehicle is usually conducted and is safe to drive. Whenever a car is rear-ended, the frame's integrity is damaged, which sets off a series of events that puts other systems in the car at risk. This is why, after an auto collision, you should get your car inspected by a registered auto parts store.
  1. Electrical difficulties:
Electrical cables might be loosened as a result of a rear-end collision. Your brake lights, taillights, battery, and starter may be affected. Because others behind you won't realize you're stopping because your lights aren't working, it could lead to another accident. If your taillights are out, you may be hauled up by the police and issued a ticket. Many times, drivers are unaware that their backlights are malfunctioning until it is too late. You could potentially be stuck if your battery dies. If you discover that your stereo system speakers aren't operating properly, it's possible that the cabling has been harmed as well.
  1. Bumper with cracks or dents:
Plastic makes up your bumper, which is the part that gets impacted the hardest in a rear-end crash. It may have a crack, a dent, or be otherwise damaged as a result of a collision. This isn't just a visual problem. If you don't get it fixed, the next time you get into a rear-end collision, it won't be likely to digest the impact as well as it should. Instead, the impact will travel through the whole of your vehicle, potentially injuring the driver and passengers even more.
  1. Your Health and Happiness:
We can't discuss cars without considering the effects of rear-ends crashes on our bodies. Being pushed forward or backward can cause problems with your bodily structure. Make sure you get checked out by a medical professional. An automobile can be replaced, but we can't replace you. How do you cope up with these problems? Let Auto Group Collision Brooklyn NYC help us get our automobile properly inspected by their team of skilled specialists instead of winging it and praying our automobile doesn't develop any significant problems following an auto collision. They can not only find and remedy collision concerns, but they can also assist you with insurance claims because they have done it before. Auto Group Collision is Brooklyn's Body Shop Experts Since 2004 Auto Group Collision has been providing the people of Brooklyn and surrounding areas with the highest quality of collision repair and auto body repair service. We established a trusted collision center that takes customer from the initial estimate to the completion of repair to getting you back into your car and in the driver’s seat while working closely with your insurance company. Dealing with an automobile collision is traumatic enough without having to worry about filing insurance claims.  We know that each insurance company has its own procedures, and we’re here to assist you with the insurance company transactions.  We provide the information they require regarding the collision repairs, as we guide you through the entire process of dealing with all the paperwork. We accept all insurance estimates and work with all insurance companies.  Auto Body Collision wants you to be a satisfied policy holder, so we’ve established relationships with all the region’s major insurance companies.  Working directly with your insurance company, we’re able to start repairs immediately while also often helping speed up the insurance adjuster’s inspection and approval. As soon as the work is approved, the parts are ordered. To expedite the work, when parts are received they are put into a bin, which only holds parts for one particular job. This type of care and orderliness insures your vehicle is repaired using only authorized parts. Auto Body Collision works with your insurance company, estimating damage, handling your claim, and negotiating with the insurance company to make sure your repairs are done properly and swiftly. Has your car been in a collision or minor fender bender? If your vehicle has received body damage, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE!
Car Rust Repair Body Shops South Brooklyn
Author Auto Group Collision Brooklyn NY Categories Latest News Posted on

Car Rust Repair Body Shops in South Brooklyn

Car Rust is a brown stain that appears on cars when they begin to rust. Car rust spreads quickly like a rash and it is a very unpleasant sight. Car rust not only damages the body of your vehicle but also reduces the resale value drastically.  Car rust can signify the age of a vehicle and the impending end of a vehicle. Rust can lead to parts of the vehicle falling off or breaking. Road salts and other contaminants dissolved in water act as electrolytes. When electrolytes are introduced to a chemical reaction, they speed up the exchange of molecular components. For drivers, this means that dirty or salty water trapped somewhere in the car's body makes that spot rust faster. It also explains why cars in northern climates where salt is used in winter as well as cars that spend a lot of time near the ocean are prone to rot. Why Do Cars Rust? Cars rust when the paint is peeled or chipped and then the bare body is exposed to oxygen and water. Steel already contains oxygen so all it needs to rust is water. Types of Rust
  • Surface Rust - These are little spots around the vehicle. It can be a simple dot or a small patch only visible on the body of the vehicle. This can be fixed by a painting job and body repairs.
  • Serious Rust - This is when rust occurs on the bottom inside of the door, on the fender, on the area framing the tires, and other areas where rust is visible on both sides. This shows the vehicle is no longer safe and the cost to repair corrosions like these is very high.
  • Frame Rust - Finally, we have frame rust. This is rust located around frames. Frame rust is dangerous because it can lead to parts of the rust simply falling off.
  • If the car is older then it is more likely to rust than a newer one. It is important to note that this doesn't mean older vehicles are bad. Every car made with a metal is susceptible to rust.
  • The absence of a good primer and paint job. Paint and primer help to protect the bare metal from the sun, water, and other elements. This significantly reduces the chances of rust.
  • Your location is important. If you live in a large city like Brooklyn NY then you're probably going to be parking your car outdoors a lot. Rain especially rainstorms can damage the paint job of your car and expose the steel to rust.
Another climate that breeds rust is a humid one. Saltwater or high salt content in the air can eat away at the paint and cause rust to form. Brooklyn NY gets more rain than the average US city therefore locations like Brooklyn NY are more susceptible to situations that may lead to rust on your car. How to Protect Your Car From Rust To protect your vehicle from rust, try the following tips.
  • Ensure the paint job is top tier.
  • Address body damages immediately especially if you're looking to sell the vehicle later on.
  • If you live in a city like Brooklyn NY it might be difficult to find covered parking lots but if you can, it is advisable to park in covered spots.
  • Try rust protection products. Aftermarket products like sprays oil sprays, and tar sprays are great for rust protection. Another rust protection product you can try is the Electronic Module.
  • Finally, wash your vehicle bi-weekly and do not skimp out on wax coating. These help to protect your vehicle against rust and corrosion.
  • Make sure no visible metal scratches or dings are left unpainted and fixed.
Has your car recently had areas of rust forming? If your vehicle has shown signs of rust damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE! Auto Group Collision is Brooklyn's Body Shop Experts Since 2004 Auto Group Collision has been providing the people of Brooklyn and surrounding areas with the highest quality of collision repair and auto body repair service. We established a trusted collision center that takes customer from the initial estimate to the completion of repair to getting you back into your car and in the driver’s seat while working closely with your insurance company. Dealing with an automobile collision is traumatic enough without having to worry about filing insurance claims.  We know that each insurance company has its own procedures, and we’re here to assist you with the insurance company transactions.  We provide the information they require regarding the collision repairs, as we guide you through the entire process of dealing with all the paperwork. We accept all insurance estimates and work with all insurance companies.  Auto Body Collision wants you to be a satisfied policy holder, so we’ve established relationships with all the region’s major insurance companies.  Working directly with your insurance company, we’re able to start repairs immediately while also often helping speed up the insurance adjuster’s inspection and approval. As soon as the work is approved, the parts are ordered. To expedite the work, when parts are received they are put into a bin, which only holds parts for one particular job. This type of care and orderliness insures your vehicle is repaired using only authorized parts. Auto Body Collision works with your insurance company, estimating damage, handling your claim, and negotiating with the insurance company to make sure your repairs are done properly and swiftly. Has your car been in a collision or minor fender bender? If your vehicle has received body damage, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE!
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