How Do Auto Body Shops Work With Insurance

Car accidents are a part of life, and in such situations, it is essential to understand the process of getting your vehicle repaired. Often, auto body repairs are covered by insurance, which can make the process much more manageable. However, navigating the process of dealing with insurance companies and auto body shops can be challenging. In this blog, we will take a deep dive into the world of auto body shops and insurance companies and help you understand how they work together to get your vehicle back in its pre-accident condition.

The Role of Auto Body Shops

Auto body shops are responsible for repairing and restoring damaged vehicles. They employ certified technicians who use specialized tools and techniques to repair body damage, including dents, scratches, and structural damage. Auto body shops also handle painting, which involves matching the color of the car to the original paint job and applying a clear coat for protection.

The process of repairing a damaged vehicle begins with an assessment of the damage. This involves a thorough inspection of the vehicle to determine the extent of the damage and the parts that need to be repaired or replaced. Once the assessment is complete, the auto body shop will provide an estimate of the cost of the repair.

The Role of Insurance Companies

Insurance companies play a crucial role in the process of repairing a damaged vehicle. They are responsible for covering the cost of repairs, provided that the damage is covered by the policyholder’s insurance policy.

Insurance policies typically include a deductible, which is the amount the policyholder must pay out of pocket before the insurance company covers the rest of the costs. For example, if the cost of repairs is $5,000, and the policyholder has a $500 deductible, they will pay $500, and the insurance company will cover the remaining $4,500.

The Claims Process

The process of getting a damaged vehicle repaired begins with the policyholder filing a claim with their insurance company. This can be done by phone or online. The policyholder will need to provide the insurance company with information about the accident, including the date, time, location, and details about the damage.

Once the claim is filed, the insurance company will send an adjuster to inspect the vehicle. The adjuster’s role is to assess the damage and determine the cost of repairs. They will also determine whether the damage is covered by the policyholder’s insurance policy.

If the damage is covered, the insurance company will provide the policyholder with an estimate of the cost of repairs. The policyholder can then take their vehicle to an auto body shop of their choice for repairs.

Working with Auto Body Shops

When it comes to choosing an auto body shop, policyholders have several options. Some insurance companies have a list of preferred auto body shops, but policyholders are not required to use these shops. They can choose any auto body shop they prefer, provided that the shop is willing to work with their insurance company.

Once the policyholder chooses an auto body shop, the shop will provide the insurance company with an estimate of the cost of repairs. The insurance company will then review the estimate and determine the amount they will cover.

It is important to note that the insurance company’s estimate and the auto body shop’s estimate may differ. In these cases, the insurance company and the auto body shop will work together to resolve any discrepancies and reach an agreement on the cost of repairs.

Auto Group Collision of Brooklyn, NY

Auto Group Collision of Brooklyn, NY, is a full-service auto body shop that specializes in collision repair. They offer a wide range of services, including body repair, painting, and restoration. They employ certified technicians who use the latest tools and techniques to repair damaged vehicles, ensuring that they are restored to their pre-accident condition.

At Auto Group Collision, customer satisfaction is their top priority. They understand the importance of getting your vehicle back on the road as soon as possible, which is why they work closely with insurance companies to make the repair process as smooth and efficient as possible.

They offer free estimates, and their team will work with you and your insurance company to ensure that all repairs are covered by your policy. They also offer a lifetime warranty on all repairs, so you can rest assured that your vehicle is in good hands.

In conclusion, auto body shops and insurance companies play a crucial role in the process of repairing a damaged vehicle. Understanding the claims process and working with a reputable auto body shop like Auto Group Collision of Brooklyn, NY, can help make the experience as stress-free as possible. If you find yourself in need of auto body repairs, make sure to choose a shop that is committed to customer satisfaction and has a proven track record of quality work.

Auto Group Collision is Brooklyn’s Body Shop Experts

Since 2004 Auto Group Collision has been providing the people of Brooklyn and surrounding areas with the highest quality of collision repair and auto body repair service. We established a trusted collision center that takes customer from the initial estimate to the completion of repair to getting you back into your car and in the driver’s seat while working closely with your insurance company.

Dealing with an automobile collision is traumatic enough without having to worry about filing insurance claims.  We know that each insurance company has its own procedures, and we’re here to assist you with the insurance company transactions.  We provide the information they require regarding the collision repairs, as we guide you through the entire process of dealing with all the paperwork.

We accept all insurance estimates and work with all insurance companies.  Auto Body Collision wants you to be a satisfied policy holder, so we’ve established relationships with all the region’s major insurance companies.  Working directly with your insurance company, we’re able to start repairs immediately while also often helping speed up the insurance adjuster’s inspection and approval.

As soon as the work is approved, the parts are ordered. To expedite the work, when parts are received they are put into a bin, which only holds parts for one particular job. This type of care and orderliness insures your vehicle is repaired using only authorized parts.

Auto Body Collision works with your insurance company, estimating damage, handling your claim, and negotiating with the insurance company to make sure your repairs are done properly and swiftly.

Has your car been in a collision or minor fender bender? If your vehicle has received body damage, frame or paint damage, call Auto Group Collision at (718) 449-4616 and see how we can help! Contact us now to for a FREE ESTIMATE!